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We help directors and shareholders take money out of their business efficiently and keep more of what they earn, fully within the rules.
General information to help you understand this area — not personal advice. Rules, thresholds and deadlines can change, so check the latest HMRC guidance or ask us about your circumstances.
Owner-directors often take a mix of salary and dividends. Salary is subject to Income Tax and National Insurance; dividends are paid from post-tax company profits and taxed under separate rules, and can only be paid where sufficient distributable reserves exist.
Making full use of available allowances and employer pension contributions can form part of an efficient, compliant remuneration plan. The right blend depends on company profits, your other income and your goals — and is normally reviewed each tax year.
Company and personal tax are connected. Looking at both together usually produces a better overall outcome than optimising either in isolation.
We’ll be happy to answer your questions, take the time to understand your current tax and accounting position, and discuss how we can help you.